Deal Summary
F52/100
F grade · 52/100 overall deal scoreKeep the deal score, cash flow, and return signals in view while you work the numbers.
Monthly Cash Flow$59 /mo
Cash Needed$42.0k
CoC ROI1.68%
5-Year IRR5.33%
1628 W Oak St Rental Property Analysis
Property Overview
Property photo, address, and report actions.
Summary
Operating Snapshot
Income$1.4k /moRental collection
Expenses$1.3k /moAll operating costs
Debt Service (P&I)$667.7Principal & interest
Returns & Deal Finance
5-Year IRR5.33% (if sold)8.61% if held
10-Year IRR7.98% (if sold)9.18% if held
Cash Flow Over Time
Cash Flow
$0
$500
$1.0k
$1.5k
$2.0k
$2.5k
Timeline
Legend
Rental Income
Expenses
Cash Flow
Equity Over Time
Equity
$0
$50.0k
$100.0k
$150.0k
$200.0k
$250.0k
Timeline
Legend
Equity
Strategy
Choose how you would actually run this deal and learn why the numbers change.
Build the strategy you would actually run.
How To Use Strategy
1. Choose the plan. Pick Hold As-Is, Value-Add, BRRRR, Refinance, or Sale / Exit based on how you would actually run the deal.
2. Read the stages. Each stage shows what changes, the expected result, and the main risk to verify.
3. Fix blocked steps. If refinance is unavailable, the deal has not reached a valid stabilized month or refinance assumption yet.
No strategy paths yet. Pick a starter to begin testing a hold, value-add, refinance, or exit path against the baseline report.
Stress Test
See if the deal still works when rent, expenses, rates, or refinance assumptions move against you.
Input Variables
Output Metric
Assumptions & Mechanics
Review the expense assumptions, debt service, and long-term equity mechanics behind the report.
AI Assumption Review
Review rent, financing, expenses, and strategy assumptions before relying on the report.
Assumption review is available on the Fully Automated plan. It flags fragile inputs and suggests safer underwriting values without changing your report until you apply a suggestion.
AI Photo Review
Scan listing photos for visible condition signals before you lean on rehab and CapEx assumptions.
Photo review is available on the Fully Automated plan. It highlights visible condition signals, missing views, and rehab risk without replacing an inspection.
Expense Breakdown
Debt Service (P&I)
Taxes
Insurance
Budgeting Expenses
Fixed Expenses
Total Expenses
$1332
Debt Service (P&I)
$668Current purchase loan is included in debt service.
Refi unavailableTaxes
$142Insurance
$119Fixed Expenses
$125Electricity
$0Water & Sewer
$0Gas
$0Trash
$0Management
$125Budgeting Expenses
$278Vacancy
$70Maintenance
$139CapEx
$70Value ($)
$0
$20.0k
$40.0k
$60.0k
$80.0k
$100.0k
$120.0k
$140.0k
$160.0k
$180.0k
$200.0k
$220.0k
$240.0k
Year
Loan Balance
Equity
Property Value
| Metric | - | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 10 | Year 15 | Year 20 | Year 25 | Year 30 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Property Value | $130.0k | $132.6k | $135.3k | $138.0k | $140.7k | $143.5k | $158.5k | $175.0k | $193.2k | $213.3k | $235.5k |
| Equity | $39.1k | $42.4k | $45.9k | $49.5k | $53.2k | $57.1k | $78.8k | $105.3k | $138.4k | $180.8k | $235.5k |
| Loan Balance | $90.9k | $90.2k | $89.3k | $88.4k | $87.5k | $86.4k | $79.7k | $69.7k | $54.7k | $32.5k | $0 |
| Cash Flow | $59 | $73 | $88 | $103 | $119 | $135 | $218 | $310 | $412 | $524 | $648 |
| Mortgage Payment | $668 | $668 | $668 | $668 | $668 | $668 | $668 | $668 | $668 | $668 | $668 |
| Before Tax Equity Reversion | $31.3k | $34.5k | $37.8k | $41.2k | $44.8k | $48.5k | $69.3k | $94.8k | $126.8k | $168.0k | $221.3k |
| IRR (if held) | - | 3.11% | 6.80% | 8.01% | 8.59% | 8.91% | 9.42% | 9.49% | 9.47% | 9.43% | 9.39% |
| IRR (if sold) | - | -15.83% | -2.77% | 1.92% | 4.28% | 5.68% | 8.24% | 8.91% | 9.14% | 9.23% | 9.26% |
The calculators provided by this tool are intended for informational and educational purposes only, and should not be construed as investment advice. We strongly recommend consulting with a real estate professional before making any investment decisions. The results produced by this tool may not accurately reflect the actual returns of your investments. We are not liable for any decisions made based on the information provided by this calculator. Furthermore, we are not responsible for any errors or omissions, whether human or mechanical, in the calculations. This tool may use property details from third-party sources, and we do not guarantee the accuracy, completeness, or suitability of this information. It is your responsibility to verify that the property details used are accurate and appropriate for your specific use case.
